Category Archives for Uncategorized

What if I can’t make my repayments?

Can't make my repayments

Share0 Share +10 Tweet0 Taking out a personal loan seems like a great way of getting hold of some much-needed cash when you find yourself in a tight financial spot. Applying for a loan is pretty straightforward and, as long as you can make the monthly payments on time, everything is fine. 

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Should I take out a personal loan to repay my debt?

Share0 Share +10 Tweet0 Taking out a loan to pay off your debts can be a good idea, but it is advisable that you have a clear understanding of your financial position. Take the time to look at all the options available before you commit as you could end up wasting money as there may […]

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Why you shouldn’t use a personal loan to purchase cryptocurrency


We have all heard fantastic stories of the meteoric rise in the value of Bitcoin, Ethereum or any one of the many other cryptocurrencies available. Sure, there have been many glory stories of people making millions in a short space of time. We do not hear the sad stories nearly as often. Many people have […]

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How to create the perfect budget (10 easy steps)

Setting a budget and sticking to it is such an important part of life yet surprisingly few people or households actually do it. You would not think of running a business, even a small business without some sort of budget so how would you run your life that way? A budget, quite simply is a […]

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How the interest rate affects my personal loan repayments

Interest rates

Interest is the monthly charge the bank or financial institution charges you for providing you with a lump sum of money upfront. They also charge other fees such as an initiation fee and monthly service fees but, apart from the capital (the amount of money they lent you) the interest will be the biggest cost […]

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10 Myths About Personal Loans

As with many financial topics, there are numerous myths surrounding personal loans. Many people hear these myths or untruths and make poor decisions based on something that is not fact. Many myths have been around for so long, a lot of people insist they are fact. In order to assist you in making an informed […]

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Using a personal loan to make money

Taking out a personal loan, in the hopes of making money, is seriously risky business. If you are such a savvy investor that you are sure you will make a good profit, then you should have built up a sizable investment fund by now, in which case, you would not need a personal loan. If […]

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Pay your loan quicker with these 10 tips

Interest, or more specifically compound interest, is one of the most powerful forces on earth. The sad thing is, very few people understand this and many of those that do understand it, fail to take advantage of it.

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5 Factors That Could Save You A Fortune Before You Take Out A Loan

Knowing the difference between a short-term loan and an unsecured loan can mean the difference between paying interest of 60 percent or interest of 31 percent a year.

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REVEALED: Discover what Lenders are looking for when you apply for Credit

Having a good credit record is a huge benefit to have, especially if you are planning on applying for credit for a big purchase like a house, car or even a personal loan. Lenders will review your credit score and get a copy of your credit report. So how can you improve your chances of […]

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