Category Archives for Uncategorized

Lenders are Getting Fussy with Loan Applications

People applying for loans today tell stories that those who applied ten years ago find unfathomable. There is a lot more to a loan application today than there was back then. The number of financial hoops applicants need to jump through before being approved has become seemingly insurmountable. So, why is it getting harder to […]

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Five Factors Besides Your Credit Score That Can Affect Your Personal Loan Approval

Did you know that despite a good credit score your personal loan application can be denied? Don’t be fooled by what the credit score adverts on TV tell you. They make it sound as if a high credit score is all you need to secure a loan. In truth, there are other factors a financial […]

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What is a No Credit Check Loan?

Nowadays, in a tough economic climate, many people are struggling with little to no savings, a low income, and poor credit. This becomes a problem when unexpected costs pop up like medical bills or car repairs and there is no extra cash to spare. When the time comes, you might want to apply for a loan […]

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What is the Difference between Personal and Pay Day Loans?

Borrowing money has become commonplace for many South Africans trying to make ends meet in a tough economic climate. There are various loans available, all with their terms, qualifying criteria and interest rates. Two very popular loans are personal loans and payday loans. Both of these options involve borrowing money for personal reasons but with […]

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How to Not Get Bitten by Loan Sharks

Desperate times call for desperate measures. When you are in a pickle and need money, your first inclination is to approach the bank for a loan. However, when you find yourself in a tight spot with money, the chances of a loan being approved by the bank are quite slim. This leaves you no choice […]

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How to Apply for A Personal Loan as A Student

Students are notoriously known for always being cash strapped, with little to their name before they complete their studies. Finding the money for necessities as well as entertainment can be tough. Buying a car, buying groceries and paying for tuition can be tough when you only have a few spare hours to work for a […]

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Top 10 Tips On How to Apply for an Online Loan

In the age of technology, when we seem to have less and less time, many people are taking advantage of online platforms to do many of the things they need done. It’s no longer necessary to trek from place to place to get things done. Now, if you need a loan, you don’t necessarily have […]

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How Do Consolidation Loans Work?

Are your debts getting out of hand? Are you battling to pay off all your monthly installments? Have you lost control of your debts?

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How To Keep Your Head Above Water

Saving for a rainy day was something our parents and grandparents told us as we were growing up. However, back then it didn’t seem to apply to use. That was the stuff the grown-ups had to worry about. Fast forward a few years, and we are now the grown-ups. Adult life soon proves that saving […]

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Breaking Bad Money Habits

Developing bad spending habits can affect your financial future. Like any habits, they are hard to break. However, with some careful planning and conscious decision-making, it is possible to change your spending habits. This will improve your financial outlook. Many people who manage to live on their salaries think they’ve got their finances under control. […]

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