Category Archives for Uncategorized

What happens when friends lend to friends

A loan can very easily come between even the best of friends. Lending money to a friend can lead to a tricky situation where if anything were to go wrong it could drive a wedge between you and your friend and quite possibly end the relationship. As the person is your friend it can be […]

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Pros and Cons using a Personal Loan vs getting Vehicle Finance to purchase a car

Can I make use of a Personal Loan for Vehicle Finance? Many people needing to finance a vehicle wonder if they can use a personal loan to finance their vehicle. The simple answer is yes, you can. Provided you qualify for a personal loan, the money will be deposited into your bank account and you […]

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Can personal loans hurt your credit score?

Do you need a personal loan but do not want a bad credit score? Here is how you can do that. There may come a time when you need some extra cash to assist with your personal finances or when making an expansive purchase. Securing a personal loan allows you to borrow money without collateral. […]

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Will a personal loan affect my taxes?

A normal personal loan will not affect your tax in any way. You receive the loan but it is not deemed as income. You pay it back over the term of the loan and there are no tax implications.

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What are the requirements to qualify for a personal loan?

So you are in the market for a loan and are unsure of the requirements which must be met in order for the application to be successful. Let’s have a look at some of the requirements you need to consider and documents you need to provide to your financial institution or lender. Before approaching your […]

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Should I pay off my personal loan quicker?

Should I pay a personal loan quicker

Share0 Share +10 Tweet0 If you have ever taken out a loan, you know it can take years to pay off the debt. That’s the bad news right, but there is good news if you have some extra cash at your disposal. So, is it a better idea to pay off your loans as quickly […]

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What if I can’t make my repayments?

Can't make my repayments

Share0 Share +10 Tweet0 Taking out a personal loan seems like a great way of getting hold of some much-needed cash when you find yourself in a tight financial spot. Applying for a loan is pretty straightforward and, as long as you can make the monthly payments on time, everything is fine. 

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Should I take out a personal loan to repay my debt?

Share0 Share +10 Tweet0 Taking out a loan to pay off your debts can be a good idea, but it is advisable that you have a clear understanding of your financial position. Take the time to look at all the options available before you commit as you could end up wasting money as there may […]

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Why you shouldn’t use a personal loan to purchase cryptocurrency

Cryptocurrency

We have all heard fantastic stories of the meteoric rise in the value of Bitcoin, Ethereum or any one of the many other cryptocurrencies available. Sure, there have been many glory stories of people making millions in a short space of time. We do not hear the sad stories nearly as often. Many people have […]

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How to create the perfect budget (10 easy steps)

Setting a budget and sticking to it is such an important part of life yet surprisingly few people or households actually do it. You would not think of running a business, even a small business without some sort of budget so how would you run your life that way? A budget, quite simply is a […]

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