Category Archives for Uncategorized

What is the Difference between Personal and Pay Day Loans?

Borrowing money has become commonplace for many South Africans trying to make ends meet in a tough economic climate. There are various loans available, all with their terms, qualifying criteria and interest rates. Two very popular loans are personal loans and payday loans. Both of these options involve borrowing money for personal reasons but with […]

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How to Not Get Bitten by Loan Sharks

Desperate times call for desperate measures. When you are in a pickle and need money, your first inclination is to approach the bank for a loan. However, when you find yourself in a tight spot with money, the chances of a loan being approved by the bank are quite slim. This leaves you no choice […]

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How to Apply for A Personal Loan as A Student

Students are notoriously known for always being cash strapped, with little to their name before they complete their studies. Finding the money for necessities as well as entertainment can be tough. Buying a car, buying groceries and paying for tuition can be tough when you only have a few spare hours to work for a […]

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Top 10 Tips On How to Apply for an Online Loan

In the age of technology, when we seem to have less and less time, many people are taking advantage of online platforms to do many of the things they need done. It’s no longer necessary to trek from place to place to get things done. Now, if you need a loan, you don’t necessarily have […]

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How Do Consolidation Loans Work?

Are your debts getting out of hand? Are you battling to pay off all your monthly installments? Have you lost control of your debts?

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How To Keep Your Head Above Water

Saving for a rainy day was something our parents and grandparents told us as we were growing up. However, back then it didn’t seem to apply to use. That was the stuff the grown-ups had to worry about. Fast forward a few years, and we are now the grown-ups. Adult life soon proves that saving […]

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Breaking Bad Money Habits

Developing bad spending habits can affect your financial future. Like any habits, they are hard to break. However, with some careful planning and conscious decision-making, it is possible to change your spending habits. This will improve your financial outlook. Many people who manage to live on their salaries think they’ve got their finances under control. […]

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Pros and Cons of Being a Co-signer on a Loan

Whenever you apply for credit, be it through a bank or through a loan company, your credit history is going to be checked. If it is found that you have a bad credit history, or no credit history at all the loan application may be turned down. This scenario is quite common for younger people […]

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What are the benefits of applying for a personal loan online?

Need cash in a hurry? Online loan applications are easier than ever. In the past, applying for a personal loan was an intimidating process. Generally, you would go to the bank manager and plead your case, cap in hand. Thankfully, things have changed dramatically. It is now possible to apply to one of the many […]

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Good Idea: Get A Personal Loan For Provisional Tax Payments?

If you do not get a regular salary from your company than you probably have to pay provisional tax. The idea of provisional tax is that you pay the tax in advance so you do not have an overwhelming tax bill at the end of each tax year. Salaried employees pay PAYE or Pay as […]

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